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Terms of Use


ATTENTION: PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS IFS FINANCIAL SERVICES INC. ("IFS Financial Services Inc.") WEBSITE. BY USING THIS WEBSITE YOU INDICATE THAT YOU ACCEPT THESE TERMS. IF YOU DO NOT ACCEPT THESE TERMS (the "Terms"), DO NOT USE THIS WEBSITE.

Copyright

IFS Financial Services Inc. either owns the intellectual property rights in the underlying HTML, text, images, audio clips, video clips, software and other content (collectively, the "Content") that is made available to you on this website, or has obtained the permission of the owner of the intellectual property in such Content to use the Content on this website. Except as provided in these Terms, IFS Financial Services Inc. prohibits the redistribution or copying of any Content on this website without its express written permission. IFS Financial Services Inc. hereby authorizes you to display on your computer, download and print pages of this website, subject to the following provisions: (i) the copyright notice appears on all such printouts; (ii) the information will not be altered in any manner; and (iii) the Content is only to be used for personal educational and non-commercial use and will not be redistributed, broadcast or copied to any other media.

Trademark

The trademarks, logos, and service marks displayed on this website are registered and unregistered trademarks of IFS Financial Services Inc. and others. Nothing contained on this website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this website without the express written permission of IFS Financial Services Inc. or such third party that may own the trademarks displayed on this website. Your misuse of the trademarks displayed on this website, or any other Content on this website is strictly prohibited.

Customer Content

You are prohibited from contributing, posting or transmitting to the website any infringing, unlawful, threatening, libellous, defamatory, obscene, indecent, inflammatory, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offence, give rise to civil liability, or otherwise violate any law. If you provide IFS Financial Services Inc. with any ideas, suggestions or feedback by e-mail or otherwise (“Customer Content”), you grant IFS Financial Services Inc. a non-exclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use, exploit, delete, reproduce, modify, adapt, publish, translate, create and exploit derivative works from, distribute, and display such Customer Content throughout the world in any manner including in any media, now known or hereafter developed, and you waive any and all property and moral rights in the Customer Content. You also grant IFS Financial Services Inc. the right to use the name you submit with Customer Content, if any, in connection with IFS Financial Services Inc.'s rights hereunder.

External Links

IFS Financial Services Inc. may provide links to third party websites, and some of the content appearing to be on this website may in fact be supplied by third parties (e.g. instances of framing of third party websites or incorporation of content through framesets). IFS Financial Services Inc. assumes no liability for any damages you may suffer from visiting such linked websites, including without limitation, damages caused by computer viruses, Trojan horses or other destructive/disruptive code which may be downloaded from such linked websites. Any links contained on this website shall not be construed as an endorsement by IFS Financial Services Inc. of any such linked website. IFS Financial Services Inc. has not reviewed or researched the full content on these linked websites and shall not be held responsible should you encounter any materials that may appear inaccurate, indecent or illegal. If you visit such a website that is linked to this website, please contact webmaster@ifs-finance.com and we will determine if the link should be removed from this website. You may not provide a link to this website without our express written permission. If you would like to provide a link to this website, please contact webmaster@ifs-finance.com.

Disclaimer

THE CONTENT OF THIS WEBSITE IS PROVIDED "AS IS" WITHOUT ANY WARRANTIES OF ANY KIND INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY. The information provided in this website is provided free of charge and is for guidance only. Such information should not be relied upon or used as the basis for any decision. Certain information contained in this website has been provided to IFS Financial Services Inc. by third parties. All users of this website must carry out their own due diligence in respect of all matters referred to and satisfy themselves as to the accuracy thereof.

Although IFS Financial Services Inc. uses reasonable efforts to maintain the accuracy and currency of the Content of this website, IFS Financial Services Inc. makes no warranties or representations as to its accuracy or currency. This website may contain typographical errors and technical inaccuracies. IFS Financial Services Inc. assumes no liability or responsibility for any errors or omissions in the Content of this website. Although IFS Financial Services Inc. uses reasonable efforts to ensure that all software provided at this website is suitable for use on a wide variety of computer systems, you should take reasonable and appropriate precautions to scan for computer viruses and ensure compatibility of the software with your specific computer system.

IFS Financial Services Inc. may update and/or modify the information contained on this website at any time and without notice.

Limitation of Liability

IN NO EVENT WILL IFS FINANCIAL SERVICES INC., ITS AGENTS OR OTHER THIRD PARTIES MENTIONED IN THIS WEBSITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES RESULTING FROM LOST PROFITS, LOST DATA OR BUSINESS INTERRUPTION) ARISING OUT OF THE USE, INABILITY TO USE, OR THE RESULTS OF USE OF THIS WEBSITE, ANY WEBSITES LINKED TO THIS WEBSITE, OR THE CONTENT CONTAINED ON ANY OR ALL SUCH WEBSITES, WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY AND WHETHER OR NOT ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR FOR ANY CLAIM BY ANOTHER PARTY. IF YOUR USE OF THE CONTENT ON THIS SITE RESULTS IN THE NEED FOR SERVICING, REPAIR OR CORRECTION OF EQUIPMENT OR DATA, YOU ASSUME ALL COSTS THEREOF.

Acknowledgement

By using this website, you acknowledge and agree that: (i) any use of the information on this website is not a substitute for professional advice; (ii) use of the information on this website does not relieve you from applying the standard of care and skill relevant to the use of such information contained on this website; and (iii) you are solely responsible for verifying the correctness, accuracy and reliability of all information provided on this website.

General

If you breach any of these Terms, your authorization to use this website automatically terminates and you must immediately destroy any downloaded or printed Content. IFS Financial Services Inc. will aggressively enforce its intellectual property rights to the fullest extent of the law. If any provision of these Terms shall be unlawful, void or unenforceable for any reason, then any such provision shall be deemed severable to the extent that it is lawful, void or unenforceable, but shall not affect the validity or enforceability of the remaining provisions. These terms are governed by the laws of the Province of Nova Scotia and the laws of Canada applicable therein without reference to the principles of conflicts of laws thereof. Any dispute arising from these Terms shall be resolved exclusively in the Province of Nova Scotia by the courts of the Province of Nova Scotia.

By using this website, you agree to be bound by these Terms and consent to the collection, use and storage of your information by IFS Financial Services Inc. in the manner described in our privacy policy. IFS Financial Services Inc. reserves the right to make changes to these Terms and our privacy policy from time to time. When using this website, you should review the current Terms and privacy policy to determine if they have been amended since your last visit.





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