| Holiday Hours
 
  
 April     3, 2015 - Easter          IFS will be closed Friday,    April 3, 2015     in observance of Good Friday. May      18, 2015 - Victoria day    IFS will be closed Monday,    May 18, 2015      in observance of Victoria Day. July      1, 2015 - Canada Day      IFS will be closed Wednesday, July 1, 2015      in observance of Canada Day. August    3, 2015 - Civic Holiday   IFS will be closed Monday,    August 3, 2015    in observance of Halifax Natal Day. September 7, 2015 - Labour Day      IFS will be closed Monday,    September 7, 2015 in observance of Labour Day. October  12, 2015 - Thanksgiving    IFS will be closed Monday,    October 12, 2015  in observance of Thanksgiving Day. November 11, 2015 - Remembrance Day IFS will be closed Wednesday, November 11, 2015 in observance of Remembrance Day.Christmas 2015 
| Thursday | December 24, 2015 | 8:30AM to 1:00PM AT |  | Friday | December 25, 2015 | Closed |  
 
| Monday | December 28, 2015 | Closed |  | Tuesday | December 29, 2015 | Regular Hours |  | Wednesday | December 30, 2015 | Regular Hours |  | Thursday | Decembar 31, 2015 | 8:30AM to 4:30PM AT |  | Friday | January 1, 2016 | Closed |  
 Product Updates
 
  
 
 
Nov 15, 2013 - Integration with Power BrokerAnnouncing the release of a new integration between Power Broker and IFS Online Account Browser (OLAB). 
Power Broker users are only a few clicks away from several usefull connections directly in to the IFS OLAB that you already know how to use.
 Simply click on the link to open an IFS login session or create a new IFS contract directly from Power Broker.
 
 
May 18, 2013 - Updated Online Account BrowserThe Broker Access system called Online Account Browser (OLAB) has undergone a major security upgrade to insure privacy of your clients information.
The upgrade also includes some minor cosmetic changes to make it more visually appealing.
 
 
Mar 1, 2012 - Updated ContractIn an ever changing regulated society, IFS is producing a slightly revised electronic contract effective
 March 1st, 2012 to reflect some regulatory disclosure that is required in certain provinces, but blanketed
 to all customers. There is nothing changing in our current processing method. In addition, the actual border
 color of the contract is changed to blue from green to match our corporate theme. Some things that were added
 were letters APR, which is an expression of Annual Rate and Total Cost of Credit, a wording required by financing
 regulations. We are making the changes at this time, even though some adjustments are not effective until 2013.
 Producing new contracts now, which could be in effect at that time, ensures we are compliant.
 You can always depend on IFS to ensure your clients are served well with appropriate documentation
 and procedures to enhance your client’s insurance purchasing options.
 
 
Jan 1, 2012 - Late Fees per our contractWhen IFS receives a NSF notice on the clients’ account, many times there is a long delay in receiving the replacement payment.
 We have a policy, as per our contract, that late fees may be applied to these or other types of payments that are not received
 by the required payment date. In some cases these replacements are taking up to 25 days and this creates additional notices or
 calls to avoid potential   cancellation.
Although we are able to have discretion over this process in certain cases, these late will be applied and be required to be paid on the account.
IFS works on behalf of the broker, to ensure that the account stays in effect and therefore enforcing these policies, will incent the client
 to remain on track during their payment periods.
 
 
Jan 1, 2010 - Online Contract Generator UpdateA third page has been added to finance agreements in order to comply with the new Canada Payments Association
 rules for Pre-Authorized Debit (PAD) or pre-authorized payment (PAP) effective Jan 2010,
 for more information on PAD Agreements see www.cdnpay.ca
 
 
Dec 29, 2009 - IFS Rate Chart Software Update<
Our Rate Chart Software has been updated to Version 8.2 (release 20091226).
 Go to the Software Download page to download the new version.
 Version 8 offers a larger work space, better connectivity to our online systems, compatibility with Vista and Windows 7 and more.
 V 8.2 complies to the 2010 cpa rules for Pre-Authorized Debit Agreements (PAD).
 for more information on PAD Agreements see www.cdnpay.ca
 
 
March 9th, 2007 - Online Renewal Proccessing Now AvailableWe are pleased to announce a new feature on our Online Account Browser. This new feature will
simplify the processing of Renewal Premiums.
 
 
May 10th, 2006 - Online Additional Proccessing Now AvailableWe are pleased to announce a new feature on our Online Account Browser. This new feature will
simplify the processing of Additional Premiums (Debit Endorsements).  Click here for more information.
 
 Site Updates
 
  
 
 
November 18, 2013 - Improved Dropdowm MenuNew slick dropdown menu on our web page for improved visual effect and faster selection of the important information pages you need.
 
 
June 8, 2013 - Faster Internet ConnectionIFS upgraded our Internet Connection to provide better faster service to our valued brokers.
 
 
October 3rd, 2007 - IFS site redesignTo coincide with IFS' new logo and corporate image, our website has been revamped with a new look. 
The new "link" theme will be incorporated with all of our media in the coming months.
 
 
May 9, 2005 - IFS launches updated siteAfter review of our customers needs, web usage patterns and requests we have redesigned our
 website so that you can learn more and get more done online. We hope that you will find our site
 quicker and easier to navigate while offering you better support and information on key topics. 
 Soon we will be adding more in-depth information on our processes and procedures online available
 to brokers logged into the Broker Online Account Browser.
 
 
May 6, 2005 - Apply for an account onlineNew brokers can now apply for a broker account online. This saves time and the need for brokers to download the Broker Profile Form,
 manually fill it out and fax it back to us. Brokers can still apply for a new broker account using the old method by
 downloading the Broker Profile Form.
 
 
 
 Event News
 
  
 
 
February 15, 2016 - IFS welcomes our new President Jai Laba
 
 
October, 2014 - Atlantic Insurance Brokers ConfrenceWatch for IFS at the convention in PEI, and get your IFS lobster.
 
 
 
February , 2013 - Canadian PennyThe Canadian Mint is no longer distributing pennies.
 ‘Cash’ transactions will have to be rounded to the nearest 5 cents.
 This only affects cash no other payment method is affected.
 
 IFS will continue to collect the payment amount as disclosed on the finance contract through all existing payment methods except cash.
 
 If an insured makes a cash payment directly to IFS, or their Insurance Broker, the amount paid will be recorded to the customer’s account.
 
 This means if you, as an Insurance Broker, collect cash please round the payment to the nearest five cents and remit the amount collected to IFS.
 
 All other forms of payment (cheque, money order, debit etc), please collect the payment amount as disclosed on the finance contract or payment voucher (‘coupon’ or ‘Notice of Intent to Cancel’ ).
 
 
June 19, 2012 - Farewell Lillian MacDonaldLillian announces her retirement after 19 years with IFS.
 
 
January 1, 2012 - Adjusted Office HoursIFS office in Dartmouth Nova Scotia will be open 8:30AM to 4:30PM.
Customer Service is available by phone 8:30AM to 7:00PM Atlantic Time.
 
 
August 31, 2010 - Farewell Marion DimockMarion announces her retirement after 15 years with IFS.
 
 
September 14, 2009 - Farewell David PearceDavid announces his retirement after 5 years with IFS.
 
 
 
December 24, 2008 - Jonathan Ritchie mile stoneJonathan celebrates 25 years with IFS.
 
 
February 15, 2008 - Welcome Rod FoxIFS is pleased to announce the company's new Western Sales Rep, Rod Fox. Click here.
 
 
September 7, 2007 - Farewell George MacKayGeorge announces his retirement after 30 years with IFS.
 
 
August 8, 2007 - Darrell BlenusThe Board of Directors of IFS Premium Finance Inc. are pleased to announce Darrell Blenus
 has been appointed President.  Darrell has an extensive
 background in the travel industry, previously owning a retail travel chain and
 affiliations with national marketing cooperatives.  Darrell will oversee corporate image marketing,
 the Canadian Sales Team, broker plans and customer relations for IFS
 
 
 
 
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