General

IFS Financial Services Inc. (hereinafter referred to as "IFS Financial Services Inc.", "IFS", "we", "our" or "us" in this Privacy Statement) respects the privacy of your personal information as explained in this Privacy Statement. Personal information is information about an identifiable individual. This Privacy Statement provides information about what personal information IFS Financial Services Inc. collects and how we use that information. This Privacy Statement also provides direction on what to do if you do not want your personal information collected or shared and how to contact our company with respect to personal information.

What information will IFS collect?

• Personal Information - “Personal Information” is information that is personally identifiable to you. Personal Information that we collect includes your name, e-mail address, mailing address, product preference and product use. We only collect Personal Information that you provide to us, either directly, or when using certain features of our site (such as registering with us, personalizing our services, responding to questionnaires or surveys and entering into contests). Unless you otherwise inform us, by providing IFS Financial Services Inc. with your Personal Information you consent to our collection of your Personal Information and our use and disclosure of your Personal Information in accordance with these terms.
  
  
• Non Identifiable Information - “Non-Identifiable Information” is information that cannot be associated with or traced back to a specific individual. For example, Non-Identifiable Information may include information about your visit to our site, your Internet Protocol address, operating system, web browser software or the domain from which you accessed the Internet. Non-Identifiable Information is generally collected in an aggregated form. We collect Non-Identifiable Information to diagnose problems with the Website, to determine how visitors use the Website and to administer and improve the Website.
  
  
• Cookies - “Cookies” are small computer files transferred to your computer’s hard drive. Cookies provide information such as number of visits, average time spent, page views and other statistical information. You may set your browser to notify you when you receive a cookie or to prevent cookies from being transferred. All information, if any, IFS Financial Services Inc. obtains by the use of Cookies remains anonymous. No information obtained through Cookies is correlated with information you have provided us with.

How will IFS use and disclose the personal information we collect?

Your Personal Information shall be retained and used only for such purposes as responding to your requests, customizing future interaction and content, improving IFS's services, conducting transactions and communicating with you. In addition, IFS may, from time to time, use your Personal Information to contact you about changes or enhancements to the IFS site or IFS's products and services.

If you indicate to IFS that you are interested in receiving information, newsletters or offers from IFS, IFS will send you email publications and mailings about products and services that we feel may be of interest to you. If at any time you wish to end your subscription to our publications or stop receiving such information, please contact us in the manner described below or follow the directions included with any such communication from IFS.

IFS Financial Services Inc. does not sell, rent or trade in Personal Information. Except as described in this Privacy Statement, IFS Financial Services Inc. will not disclose your Personal Information to unaffiliated companies unless you have been notified and have consented to such disclosure. IFS Financial Services Inc. may disclose your Personal Information when authorized by you or when required or permitted by law.

Your consent will be obtained before IFS Financial Services Inc. uses or discloses your Personal Information for any purpose other than those stated in this Privacy Statement or implied by your providing Personal Information to IFS. There may be circumstances where your Personal Information may be required to be disclosed according to law. In such a case, IFS Financial Services Inc. may disclose your Personal Information without specific consent in accord with legal requirements. When your Personal Information is no longer required for the purposes stated in this Privacy Statement or other statutory requirements, your Personal Information will be made anonymous or be destroyed unless your further consent is obtained for the retention of your Personal Information for additional purposes not stated in this Privacy Statement.

How will IFS protect my personal information it collects?

IFS Financial Services Inc. has implemented generally accepted standards of technology and operation security in order to protect client information from loss, misuse, alteration or destruction. Only authorized IFS employees and client's brokers are provided access to clients' Personal Information, and such employees and brokers are required to treat this information as confidential. Notwithstanding these precautions, we cannot guarantee that unauthorized persons will not obtain access to your personal information.

Minors

This website is not intentionally designed for or directed at persons 18 years of age or younger, and IFS Financial Services Inc. will not intentionally collect or maintain information about anyone under the age of 18.

Accessing Your Personal Information

You have the right to access, verify and amend all your Personal Information collected by IFS Financial Services Inc. by contacting us in the manner described below.

Opting Out

The choice to provide us with Personal Information is always yours. In certain cases, your decision to withhold information essential to take advantage of certain features may limit the services that we can provide to you.

Access, Correction, Inquiries and Complaints

If you wish to request access to, or correction of, your Personal Information in IFS's custody or control, find out how we've used or disclosed that information, or if you have any questions, requests or complaints about our Personal Information practices please make your request in writing to:

IFS Financial Services Inc.
Attn: Privacy Officer
Suite 1, 250 Brownlow Avenue
Dartmouth, Nova Scotia
B3B 1W9

Consent

By using this website, you consent to the collection, use and storage of your information by IFS Financial Services Inc. in the manner described in this website privacy statement. IFS Financial Services Inc. reserves the right to make changes to this website privacy statement from time to time. When using this website, you should review the current Terms of Use and the website privacy statement to determine if they have been amended since your last visit.